Is it Tough to Work with Desert Schools Credit Union on Completing a Short Sale?

Posted by webmaster on Jan 27, 2012 in Uncategorized | 0 comments

Hi, my name is Kevin Kauffman, I am with Keller Williams and Group 46:10, one of Chandler's main real estate teams specializing in short sales. I'm here to speak to you at present about Desert Schools Federal Credit Union. I get about 2 or three calls every week from people similar to your self who have been doing research on Desert Schools Federal Credit Union and whether or not or not they can do a short sale with them. I got to inform you, Desert Schools has been tough to work with. Over time we've worked with them so many times that we've got been able to build some relationships there and perceive their process so we will better serve our clients and their members.

Many people come to us as a result of they have heard that it's tough to work with Desert Schools Federal Credit Union and you know what, that might be true for many people. I imagine that we perceive their process now and we all know how one can best set up our clients for success in a short sale with Desert Schools Federal Credit Union.

So, if that is you and you have got a mortgage with Desert Schools Federal Credit Union, and also you want to speak to someone who has got the expertise, then give us a call. We've handled them multiple occasions and we're positive that we can help you. We have an nearly 90% success rate, we've closed over 500 short sales now in the last four years. Once more, I'm with Group 46:10, Chandler's leading short sale teams. Give us a call. You possibly can reach us at 480-449-6642 or just fill out a form here on the website at Group4610shortsale.com. We'll speak to you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Tax Foreclosure Properties – What They Are, and How to Buy Them

Posted by webmaster on Jan 26, 2012 in Foreclosure | 0 comments

Everyone who owns a property must pay taxes on it each year. If the owner doesn't pay his or her taxes, the property's status becomes delinquent. Fees accrue, and further taxes continue to pile up as time goes by. If the property isn't brought current within a specified period of time, which differs state by state, then the property will eventually be foreclosed upon and sold at auction by the county in which it's located. These tax foreclosure properties provide a great opportunity for savvy real estate investors.

There are several reasons why tax foreclosure properties are better investments than mortgage foreclosure properties, but the biggest is that they are almost always free of mortgages by the time they reach the sale. Mortgage companies will bail out the back taxes on properties they have an interest in long before they get to the point of government foreclosure. Since houses without mortgages are often also houses without other liens, the equity is up for grabs if you're lucky enough to buy one.

You've likely seen infomercials recently claiming you can make thousands by investing at the tax sale. They're only half right. The other half is blatant exaggeration to try to get sales! Tax foreclosure properties are a great investment, but you'll have to avoid the tax sale to get the best deals. Competition at tax sales is fierce, and often the little guy can't compete with the tax investing giants that go after the best properties.

The way to get these properties is by waiting until time is running out for these owners- this is usually during the period AFTER the tax sale. Most states give owners a year or so to "redeem" their property after it's been sold at tax sale. When that period of time is up, there is no recourse- they have lost their property permanently. So by waiting until shortly before that redemption period is up, and then contacting the owners directly, you'll be catching them at a time when they're highly motivated to sell their property to you for a steep discount. Sometimes, these owners have resigned themselves to losing the property, and are just happy to be selling it to someone other than the government.

After you've purchased the property directly from the owner? You just pay off the delinquent taxes and fees, and the property is yours.

Few investors exploit this route. Why? Could be because it's more work, but it's more likely they just don't know where to begin. If you're willing to put in the time and effort to find these people, you've just discovered a lucrative way to invest in free and clear real estate... with next to NO competition.

Click here for more info on this investing method- including how to obtain or compile your own list of properties about to be lost to tax sale in your area or anywhere in the country, and how to find their owners.

Also, learn what to say to an owner when you talk to them on the phone, to "grab their deed" for as little as $10! (Yes, really!)

M. Dawson is a Chicago area writer, real estate investor, and entrepreneur.

Article Directory: EzineArticles http://ezinearticles.com

Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Concerned About Tax Ramifications With Your Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hi, I'm Kevin Kauffman. I'm part of Group 46:10, one of the nation's top short sale and real estate businesses based right here in Chandler. Are you having trouble making your mortgage payments or are tired of being upside down on your home loan? We at Group 46:10 can provide you with different alternatives to alleviate some of these problems. As one of the best short sale groups in the nation, we've completed over 500 short sales in the prior 4 years and have a success rate of over 90%.

I'm here today to talk to you a little bit about short sales and tax ramifications. One of the issues that we hear quite frequently from potential clients is that they would like to short sell their home, but are concerned about the taxes they'll have to pay after the sale. Perhaps you've heard from others that have done short sales that there were some tax liabilities and would like to find out more.

The Mortgage Debt Relief Forgiveness Act, which ends at the end of this year, allows homeowners, such as yourself, to not pay taxes on the forgiven amount if the home is their main residence and the selling price is less than $2.5million. If you're thinking about short selling your home, you need to act quickly because the transaction would need to be finalized by the end of the year in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please give us a call or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your particular situation. If you don't qualify for this act, don't let that keep you from short selling your propety. We have a few other ways to avoid paying taxes as well. A practiced short sale specialist, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

What Are Your Short Sale Choices?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hello, are you contemplating a short sale however you're not fairly certain of what your options are? Well, my name is Kevin Kauffman and I am part of Group 46:10, Chandler's premiere short sale staff and Chandler's premiere short sale team. I am right here to inform you that you simply do have options and I'd love to talk to you about them. My team and I have closed over 500 short sales within the last 4 years. We're here that will help you so if you need any help, whether you may have an FHA mortgage or maybe you've acquired a VA loan, we can help. Maybe you are undecided because there are totally different rules around FHA and VA loans compared to loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the experts and get a free consultation with us. We would love to talk to you about what your options are. We have worked with each financial institution out there. We've worked with over a hundred banks. We have handled Fannie Mae and Freddie Mac, and FHA and VA, and anybody and everybody in between and we know that we can help you.

So please give us a call today. You possibly can reach us at 480-449-6642. You can too fill out a form right here on our website. Should you’re not on our web site, you can visit us at Group4610shortsale.com. Here you will get your free short sale decision calculator outcomes as well as request an in individual meeting. We would love to talk to you about your choices and if a short sale is right for you, we would love to help you. Thanks rather a lot and have an amazing day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.